Tuesday, October 28, 2014

Google Wallet or Apple Pay - the UK is waiting

I moved away from using Apple and the iTunes ecosystem a year & a half ago and I went back to Android. I thought the devices and flexibility offered by Google's open operating system and Play Store was a better choice than the locked down offering from Cupertino. 

The only thing the whole Google ecosystem was missing in the UK was a decent mobile payment solution. It's been a gap in the British eCommerce chain since the retirement of Google's Checkout product was announced 18 moths ago and Google Wallet was described as the successor.
But since then we have been teased and tantalised.

According to the Google Wallet website:
"Google Wallet is an easier way to pay in stores, pay your friends and pay online.
Shop in stores with all your loyalty, offers and gift cards in one place. Send money to friends and they can spend it instantly with the Google Wallet Card."
But I'm still waiting for Google's payment offering to extend beyond North America.

So, with the recent announcement of Apple Pay, I have to admit I felt a twinge of jealousy... 
as it looked like UK Apple users were going to get a mobile payment system before UK Google users. But it looks like this could be another year away, despite Steve Perry, Chief Digital Officer of Visa Europe, going on record as stating  "We are working closely with Apple and with other member banks to bring this new service to market in Europe."

In short.. neither payment service looks like they will step out out of their comfort zone (the USA) for some while... despite other services such as Zapp, Pingit (by Barclays), PayPal and others marching forward.

Or maybe that's both Apple & Google's strategy... To see which product or vendor looks like winning out in Europe and further afield... then to swoop down and buy them.
Post a Comment